Recharge
Pay Bills
Fee Collections
Pay Taxes
Net Banking
Finance for possession and use of commercial property being Shop/s, Office/s, etc and leased out by Government/ Semi-Government and Autonomous bodies.
Term Loan.
Individuals/Proprietorship Concerns/Professionals/Self- employed/Partnership firms/Companies.
Four times net annual income subject to a maximum cap of Rs. 50.00 Lacs. Income of spouse will also be considered for married applicants.
25% of lease premium. Earnest money paid shall be considered for margin requirements.
Primary: Mortgage of lease-hold rights in the property acquired.
Collateral: Third Party guarantee of two persons/Mortgage of Immovable property.
5 to 7 years.
One Month from the date of first disbursement.
Prepayment allowed subject to prepayment penalty @1% on the pre-paid amount
Less than Rs. 15 lacs: Applicable MCLR+3.25% (Floating)
Rs. 15 lacs and above: As per internal rating
