• Minimum Average Monthly Balance (AMB)
    • Rs.500000=00 (Rs.Five lacs)
      AMB Non-maintenance Charges Per Month Rs.2500/= Plus GST per month
  • Cash Withdrawal at Business Unit
    • 5 withdrawals per month free
      Thereafter Rs.20.00 shall be charged per cash withdrawal
  • Cash Deposit Charges
    • Base Business Unit free
      Non-Base Business Unit :
      • Up to Rs.10 Lacs or 5 transactions  free
      • Thereafter normal service charges shall be recovered.
  • Debit Card Issuance Charges
    • Free
    • Annual / renewal  Free
  • Gold Debit Card transaction limits per day
    • ATM (cash withdrawal)   Rs.100000/=
      POS / Merchant Usage   Rs.200000/=
  • Gold Debit Card Usage Charges
    • 30 transactions per month  Free (On-Us)
      05 transactions per month  Free (Off-Us)
  • Credit Card
    • Platinum Credit Card with limit up to Rs.800000/= (Rupees Eight Lacs) subject to eligibility.
      Credit Card Issuance charges Nil
  • Locker Rent
    • One medium / small size locker free (subject to availability of lockers)
  • Cheque Book
    • Free
  • Demand Draft unlimited
    • Free
  • Payment Orders unlimited
    • Free
  • Cheque Collection Charges
    • Free
  • Insurance Cover:                                         
    • Free Accidental Death Insurance Cover of Rs.5000000.00 Lacs (Rupees Fifty Lacs only).
  • Age eligibility for accidental death insurance cover:  
    • 18 to 65 years
  • Minimum Average Monthly Balance (AMB)
    • Rs.100000=00 (Rs.One lacs)
      AMB Non-maintenance Charges Per Month Rs.700/= Plus GST per month
  • Cash Withdrawal at Business Unit
    • 5 withdrawals per month free
      Thereafter Rs.20.00 shall be charged per cash withdrawal
  • Cash Deposit Charges
    • Base Business Unit free
      Non-Base Business Unit :
    • Up to Rs.3 Lacs or 3 transactions  free
    • Thereafter normal service charges shall be recovered.
  • Debit Card Issuance Charges
    • Free
    • Annual / renewal  Free
  • Gold Debit Card transaction limits per day
    • ATM (cash withdrawal)   Rs.50000/=
    • POS / Merchant Usage   Rs.150000/=
  • Gold Debit Card Usage Charges
    • 30 transactions per month  Free (On-Us)
      05 transactions per month  Free (Off-Us)
  • Credit Card
    • Credit Card Issuance charges Nil
      Platinum Credit Card with limit up to Rs.500000/= (Rupees Five Lacs) subject to eligibility.
  • Locker Rent
    • 50% Rebate on rent of One Small Size Locker (Subject to availability of Lockers).
  • Cheque Book
    • 200 leaves per annum: Free.
      Thereafter normal service charges shall be recovered.
  • Demand Draft unlimited
    • Rs.5000000/= (Rupees Fifty Lacs) per month Free.
  • Payment Orders
    • 30 numbers Free per month
  • Cheque Collection Charges
    • Free
  • Insurance Cover:                                         
    • Free Accidental Death Insurance Cover of Rs.2500000.00 Lacs (Rupees Twenty five Lacs).
  • Age eligibility for accidental death insurance cover:  
    • 18 to 65 years
  • Minimum Average Monthly Balance (AMB)
    • Rs.25000=00 (Rs.Twenty Five Thousands)
      AMB Non-maintenance Charges Per Month Rs.100/= Plus GST per Rs.5000/= or Rs.500/= whichever is lower.
  • Cash Withdrawal at Business Unit
    • 5 withdrawals per month free
      Thereafter Rs.20.00 shall be charged per cash withdrawal
  • Cash Deposit Charges
    • At Base Business Unit as well as Non-Base Business Unit :
    • Five transactions or Rs.10.00 Lacs per month (Maximum)
    •  Thereafter normal service charges shall be recovered.
  • Debit Card Issuance Charges
    • Nil for First Card
    • Annual / renewal fee as per existing guidelines
  • Gold Debit Card transaction limits per day
    • ATM (cash withdrawal)   Rs.50000/=
      POS / Merchant Usage   Rs.150000/=
  • Gold Debit Card Usage Charges
    • 15 transactions per month  Free (On-Us)
      05 transactions per month  Free (Off-Us)
  • Credit Card
    • Credit Card Issuance charges Nil
  • Cheque Book
    • Free 50 leaves per annum
      Thereafter normal service charges shall be recovered.
  • Demand Draft Issuance Charges
    • Nil up to Rs.1000000/= (Rupees Ten Lacs) per month
  • Payment Orders
    • 10 numbers Free per month
  • Cheque Collection Charges
    • Free
      NEFT/RTGS (initiated by the customer through E-banking & M-pay Free)
      Free
  • Insurance Cover:                                         
    • Free Accidental Death Insurance Cover of Rs. 500000.00 Lacs (Rupees Five Lacs).
  • Age eligibility for accidental death insurance cover:  
    • 18 to 65 years
  • Minimum Average Monthly Balance (AMB)
    • Rs.25000=00 (Rs.Twenty Five Thousands)
      AMB Non-maintenance Charges Per Month Rs.100/= Plus GST per Rs.5000/= or Rs.500/= whichever is lower.
  • Cash Withdrawal at Business Unit
    • 5 withdrawals per month free
      Thereafter Rs.20.00 shall be charged per cash withdrawal
  • Cash Deposit Charges
    • At Base Business Unit as well as Non-Base Business Unit :
    • Five transactions or Rs.10.00 Lacs per month (Maximum)
    •  Thereafter normal service charges shall be recovered.
  • Overdraft Facility
    • 50% of net salary drawn (Maximum Rs.20000/-) Rs.Twenty Thousand)
  • Debit Card Issuance Charges
    • Nil for First Card
    • Annual / renewal fee as per existing guidelines
  • Gold Debit Card transaction limits per day
    • ATM (cash withdrawal)   Rs.50000/=
      POS / Merchant Usage   Rs.150000/=
  • Gold Debit Card Usage Charges
    • 15 transactions per month  Free (On-Us)
      05 transactions per month  Free (Off-Us)
  • Credit Card
    • Credit Card Issuance charges Nil
  • Cheque Book
    • Free 50 leaves per annum
      Thereafter normal service charges shall be recovered.
  • Demand Draft Issuance Charges
    • Nil up to Rs.1000000/= (Rupees Ten Lacs) per month
  • Payment Orders
    • 10 numbers
  • Cheque Collection Charges
    • Free
  • NEFT/RTGS (initiated by the customer through E-banking & M-pay Free)
    • Free
  • Insurance Cover:                                         
    • Free Accidental Death Insurance Cover of Rs. 500000.00 Lacs (Rupees Five Lacs).
  • Age eligibility for accidental death insurance cover:  
    • 18 to 65 years