- Minimum Average Monthly Balance (AMB)
- Rs.500000=00 (Rs.Five lacs)
AMB Non-maintenance Charges Per Month Rs.2500/= Plus GST per month - Cash Withdrawal at Business Unit
- 5 withdrawals per month free
Thereafter Rs.20.00 shall be charged per cash withdrawal - Cash Deposit Charges
- Base Business Unit free
Non-Base Business Unit : - Up to Rs.10 Lacs or 5 transactions free
- Thereafter normal service charges shall be recovered.
- Debit Card Issuance Charges
- Free
- Annual / renewal Free
- Gold Debit Card transaction limits per day
- ATM (cash withdrawal) Rs.100000/=
POS / Merchant Usage Rs.200000/= - Gold Debit Card Usage Charges
- 30 transactions per month Free (On-Us)
05 transactions per month Free (Off-Us) - Credit Card
- Platinum Credit Card with limit up to Rs.800000/= (Rupees Eight Lacs) subject to eligibility.
Credit Card Issuance charges Nil - Locker Rent
- One medium / small size locker free (subject to availability of lockers)
- Cheque Book
- Free
- Demand Draft unlimited
- Free
- Payment Orders unlimited
- Free
- Cheque Collection Charges
- Free
- Insurance Cover:
- Free Accidental Death Insurance Cover of Rs.5000000.00 Lacs (Rupees Fifty Lacs only).
- Age eligibility for accidental death insurance cover:
- 18 to 65 years
- Minimum Average Monthly Balance (AMB)
- Rs.100000=00 (Rs.One lacs)
AMB Non-maintenance Charges Per Month Rs.700/= Plus GST per month - Cash Withdrawal at Business Unit
- 5 withdrawals per month free
Thereafter Rs.20.00 shall be charged per cash withdrawal - Cash Deposit Charges
- Base Business Unit free
Non-Base Business Unit : - Up to Rs.3 Lacs or 3 transactions free
- Thereafter normal service charges shall be recovered.
- Debit Card Issuance Charges
- Free
- Annual / renewal Free
- Gold Debit Card transaction limits per day
- ATM (cash withdrawal) Rs.50000/=
- POS / Merchant Usage Rs.150000/=
- Gold Debit Card Usage Charges
- 30 transactions per month Free (On-Us)
05 transactions per month Free (Off-Us) - Credit Card
- Credit Card Issuance charges Nil
Platinum Credit Card with limit up to Rs.500000/= (Rupees Five Lacs) subject to eligibility. - Locker Rent
- 50% Rebate on rent of One Small Size Locker (Subject to availability of Lockers).
- Cheque Book
- 200 leaves per annum: Free.
Thereafter normal service charges shall be recovered. - Demand Draft unlimited
- Rs.5000000/= (Rupees Fifty Lacs) per month Free.
- Payment Orders
- 30 numbers Free per month
- Cheque Collection Charges
- Free
- Insurance Cover:
- Free Accidental Death Insurance Cover of Rs.2500000.00 Lacs (Rupees Twenty five Lacs).
- Age eligibility for accidental death insurance cover:
- 18 to 65 years
- Minimum Average Monthly Balance (AMB)
- Rs.25000=00 (Rs.Twenty Five Thousands)
AMB Non-maintenance Charges Per Month Rs.100/= Plus GST per Rs.5000/= or Rs.500/= whichever is lower. - Cash Withdrawal at Business Unit
- 5 withdrawals per month free
Thereafter Rs.20.00 shall be charged per cash withdrawal - Cash Deposit Charges
- At Base Business Unit as well as Non-Base Business Unit :
- Five transactions or Rs.10.00 Lacs per month (Maximum)
- Thereafter normal service charges shall be recovered.
- Debit Card Issuance Charges
- Nil for First Card
- Annual / renewal fee as per existing guidelines
- Gold Debit Card transaction limits per day
- ATM (cash withdrawal) Rs.50000/=
POS / Merchant Usage Rs.150000/= - Gold Debit Card Usage Charges
- 15 transactions per month Free (On-Us)
05 transactions per month Free (Off-Us) - Credit Card
- Credit Card Issuance charges Nil
- Cheque Book
- Free 50 leaves per annum
Thereafter normal service charges shall be recovered. - Demand Draft Issuance Charges
- Nil up to Rs.1000000/= (Rupees Ten Lacs) per month
- Payment Orders
- 10 numbers Free per month
- Cheque Collection Charges
- Free
NEFT/RTGS (initiated by the customer through E-banking & M-pay Free)
Free - Insurance Cover:
- Free Accidental Death Insurance Cover of Rs. 500000.00 Lacs (Rupees Five Lacs).
- Age eligibility for accidental death insurance cover:
- 18 to 65 years
- Minimum Average Monthly Balance (AMB)
- Rs.25000=00 (Rs.Twenty Five Thousands)
AMB Non-maintenance Charges Per Month Rs.100/= Plus GST per Rs.5000/= or Rs.500/= whichever is lower. - Cash Withdrawal at Business Unit
- 5 withdrawals per month free
Thereafter Rs.20.00 shall be charged per cash withdrawal - Cash Deposit Charges
- At Base Business Unit as well as Non-Base Business Unit :
- Five transactions or Rs.10.00 Lacs per month (Maximum)
- Thereafter normal service charges shall be recovered.
- Overdraft Facility
- 50% of net salary drawn (Maximum Rs.20000/-) Rs.Twenty Thousand)
- Debit Card Issuance Charges
- Nil for First Card
- Annual / renewal fee as per existing guidelines
- Gold Debit Card transaction limits per day
- ATM (cash withdrawal) Rs.50000/=
POS / Merchant Usage Rs.150000/= - Gold Debit Card Usage Charges
- 15 transactions per month Free (On-Us)
05 transactions per month Free (Off-Us) - Credit Card
- Credit Card Issuance charges Nil
- Cheque Book
- Free 50 leaves per annum
Thereafter normal service charges shall be recovered. - Demand Draft Issuance Charges
- Nil up to Rs.1000000/= (Rupees Ten Lacs) per month
- Payment Orders
- 10 numbers
- Cheque Collection Charges
- Free
- NEFT/RTGS (initiated by the customer through E-banking & M-pay Free)
- Free
- Insurance Cover:
- Free Accidental Death Insurance Cover of Rs. 500000.00 Lacs (Rupees Five Lacs).
- Age eligibility for accidental death insurance cover:
- 18 to 65 years