- Minimum AMB of Rs 5000/=
- Daily Debit Card Limits (ATM/POS) Rs. 40000 / Rs. 100000
- Multiple services available at very low charges.
- Free e-banking/ m-banking facility.
- Individuals-Single Accounts.
- Joint Accounts.
- Sole Proprietorships, Partnerships, HUFs.
- Limited Companies
- Associations, Clubs, Societies, Trusts etc.
- Application Form duly filled in.
- Photograph of depositor/s (2 copies)
- Officially valid documents.
- PAN Card / Form 60.
- Partnership Deed/ MOA, AOA, Certificate of Incorporation, as applicable.
- Related documents for HUF, Associations, etc.
- Other documents like Registrations, etc.
- Who can open a Basic Current Account with J&K Bank?
Basic Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc in Metro & Urban areas.
- What is the minimum Average Monthly Balance required to be maintained?
The minimum AMB required to be maintained is Rs 5000/= below which Rs 500/ plus GST per month shall be charged.
- What are the benefits of the Basic current Deposit Account?
You can avail the following benefits:
- Free cheque book facility (50 Leaves per year).
- Daily Debit Card Limits(ATM/POS) of Rs. 40000 / Rs. 100000/=
- Multiple services available at very low charges.
- Free e-banking/ m-banking facility.