Recharge
Pay Bills
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Net Banking
- A variant of Saving Bank account to ensure financial inclusion and to strive for making banking services easily accessible to all segments of society.
- Minimum initial deposit of Rs 50/-. However, you can also open the account with banking instruments like Banker's cheque, etc.
- Minimum balance of Rs 50/- only.
- Maximum balance shall be Rs 50,000/-.
- Maximum credits of Rs1,00,000/- in a year.
- The aggregate of all withdrawals and transfers in a month shall not exceed Rs 10,000/-.
- 4 withdrawals permissible per month.
- Cheque book facility available if you maintain average quarterly balance of Rs1000/- and above for past 6 months
- Nomination facility available.
- Individuals including pensioners.
- More than one person in their joint names.
- Literate minors above 10 yrs of age.
- Application Form.
- Photograph of depositor/s (2 copies)
- Documents as per KYC Norms
- Any other related document applicable to Minors, etc.
Who can open a SB Ujala Savings Account with J&K Bank?
SB Ujala account can be opened by individuals including pensioners. Joint accounts are also allowed. Literate minors above 10 years, who can sign regular, can also open this account.
What is the minimum and maximum balance allowed under this scheme?
The minimum and maximum balance allowed under the scheme is Rs 50 and Rs 50,000 respectively.
What are the maximum credits allowed in a year?
Maximum credits allowed in a year is Rs 1lacs.
What are the aggregate withdrawals and transfers allowed in a month?
The aggregate of all withdrawals and transfers in a month shall not exceed Rs 10,000/-
