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Pay Bills
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For the purpose of opening a new account and for augmenting/replenishing your existing account, you may choose any of our NRI branches convenient to you and any one or more of the following modes of remittance.
- A demand draft drawn in any freely convertible foreign currency.
- Your personal cheque in foreign currency drawn on your account abroad.
- Drafts drawn abroad in Indian Rupees by Reserve Bank of India authorised Exchange Houses.
- International Money Orders in foreign currency.
- Transfers from existing FCNR/Non-Resident External Rupee Accounts with us.
During your esteemed personal visit you may tender foreign currency, CASH and/or Travellers cheques. As per Reserve Bank rules, you are permitted to carry to India without Customs declaration amounts in Cash component up to USD 5000/-(or equivalent in other foreign currencies) along with travellers cheques with the sum total of the two aggregating USD 10,000/-. These limits are for each NRI visiting India. On the other hand you may bring in any amount after declaring the same at the customs counter and obtaining a Currency declaration Form (CDF) signed by Customs Official.
SWIFT REMTTANCE: It is the modern mode of transferring money instantaneously. A sample format for the transfer of funds is provided below. You can fill up the form and give it to your overseas bank to remit funds to your account with us:
Money can be transferred from abroad through any of our following correspondent banks for the currencies given below.
A sample letter format for the transfer to be given to the bank overseas is also provided below
Currency |
Name of the Bank |
Our Account No. |
US Dollar |
Standard Chartered Bank |
3582021812001 |
US Dollar |
MASHREQ BANK,NEWYORK USA |
70011115 |
Pound Sterling |
Standard Chartered Bank |
01708599001 |
Australian Dollar |
Australia & New Zealand |
228965AUD00001 |
Japanese Yen (JPY) |
Bank of Tokyo Mitsubishi, UFJ, Ltd. |
653-0464562 |
Swiss Franc (CHF) |
COMMERZBANK, Frankfurt Germany |
|
Canadian Dollar (CAD) |
COMMERZBANK, Germany |
400875106700CAD |
Saudi Riyal(SAR) |
National Commercial Bank |
|
Euro |
COMMERZBANK Frankfurt, Germany |
|
Euro |
Standard Chartered Bank |
|
Sample Format Letter For fund transfer requested in USD
| Field 56 (Intermediary Bank) |
Bank Name | --------------------------- (Name of correspondent bank as per list of Nostro Accounts of J &K Bank |
| SWIFT Code |
-------------- (Swift code of correspondent bank) |
|
| Field 57 (For credit to) |
Account No. | ---------------- (Mention J&K Bank’s NOSTRO account number here.) |
| Beneficiary Bank | The Jammu and Kashmir Bank Ltd., Mumbai India Swift Code:- JAKAINBB |
|
| Field 59 Ultimate Beneficiary |
Account Number | ------------ (Mention account number of ultimate beneficiary here.) |
| Account name | ------------- (Name of the ultimate beneficiary) | |
| Field 72 | Please mention purpose of remittance/disposal instructions here. | For example: 1. Book FCNR Deposit for a period of ---- years. 2. Book NRE/NRO fixed deposit for ---- years. 3. Credit to Savings bank/current account. |
