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Product Detail

  • Average monthly balance One lac (Rs 100000)
  • Free Accidental Insurance Cover of Rs.5.00 Lacs.
  • Free cheques book facility ( 200 leaves per year)
  • Free issuance of Demand Drafts up to 30 Lakhs per month
  • Free five cash withdrawals per month
  • Free Cash Deposits at base branch & upto Rs 2 lacs/day free at Non base branch.
  • 50% Rebate on rent of One Small Size Locker for the First Year only subject to availability.
  • Platinum Credit Card with limit up to Rs.3,00,000/- (Rupees Three Lacs) subject to eligibility.
  • Free Platinum/ World debit card. (No Annual / Renewal charges)

    Dailly Platinum Debit Card transaction limits:

    Cash Withdrawal: Rs.75,000/ per day & POS / Merchant Usage: Rs.3,00,000/- per day. Plus 2 Airport longue access per quarter.

    Dailly World Debit Card transaction limits:

    Cash Withdrawal: Rs.1,00,,000/ per day & POS / Merchant Usage: Rs.5,00,000/- per day. Plus 4 Airport longue access per quarter.

Title of the Scheme

  • J&K Bank Premium Savings Bank Account Scheme