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Product Details

  • Minimum AMB of Rs 50,000.
  • Free cheques book (150 leaves) per year
  • Free cash deposit upto ₹ 2.00 lacs per day (Base/Non Base branch)
  • Free issuance of Demand Drafts up to 15 Lakhs per month
  • Free 15 Pay Order/ Banker's Cheque.
  • Free e-banking / Mobile Banking
  • Eligible for Free Platinum/ World debit card
  • Daily Platinum Debit Card transaction limits:
    • Cash Withdrawal: Rs.75,000/ per day & POS / Merchant Usage: Rs.3,00,000/- per day.
    • Plus 2 Airport longue access per quarter.
  • Daily World Debit Card transaction limits:
    • Cash Withdrawal: Rs.1,00,000/ per day & POS / Merchant Usage: Rs.5,00,000/- per day.
    • Plus 4 Airport longue access per quarter

Eligibility

  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.

Documentation

  • Application Form duly filled in.
  •  Photograph of depositor/s (2 copies)
  • Officially valid documents.
  • PAN Card / Form 60.
  • Partnership deed/ MOA, AOA, Certificate of Incorporation, as applicable.
  • Related documents for HUF, Associations, etc.
  • Other documents like registrations, etc.

FAQ's

Who can open a Premium Current Account with J&K Bank?
Premium Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc. 

What is the minimum Average Monthly Balance required to be maintained?
The minimum AMB required to be maintained is Rs 50000/=below which Rs 650/ plus GST per month shall be charged.

 What are the benefits of the Premium Current Account?
You can avail the following benefits:

  • Minimum AMB of Rs 50,000.
  • Free issuance of Demand Drafts up to 15 Lakhs per month
  • Free 15 Payment Orders per month.
  • Free E-Banking/ M-banking facility.
  • Free cheque book facility (150 Leaves per year).
  • Free Platinum/ World debit card
  • Free cash deposit charges upto ₹ 2.00 lacs per day (Base/Non Base branch)