Product Details
- Minimum AMB of Rs 50,000.
- Free cheques book (150 leaves) per year
- Free cash deposit upto ₹ 2.00 lacs per day (Base/Non Base branch)
- Free issuance of Demand Drafts up to 15 Lakhs per month
- Free 15 Pay Order/ Banker's Cheque.
- Free e-banking / Mobile Banking
- Eligible for Free Platinum/ World debit card
- Daily Platinum Debit Card transaction limits:
- Cash Withdrawal: Rs.75,000/ per day & POS / Merchant Usage: Rs.3,00,000/- per day.
- Plus 2 Airport longue access per quarter.
- Daily World Debit Card transaction limits:
- Cash Withdrawal: Rs.1,00,000/ per day & POS / Merchant Usage: Rs.5,00,000/- per day.
- Plus 4 Airport longue access per quarter
Eligibility
- Individuals-Single Accounts.
- Joint Accounts.
- Sole Proprietorships, Partnerships, HUFs.
- Limited Companies
- Associations, Clubs, Societies, Trusts etc.
Documentation
- Application Form duly filled in.
- Photograph of depositor/s (2 copies)
- Officially valid documents.
- PAN Card / Form 60.
- Partnership deed/ MOA, AOA, Certificate of Incorporation, as applicable.
- Related documents for HUF, Associations, etc.
- Other documents like registrations, etc.
FAQ's
Who can open a Premium Current Account with J&K Bank?
Premium Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.
What is the minimum Average Monthly Balance required to be maintained?
The minimum AMB required to be maintained is Rs 50000/=below which Rs 650/ plus GST per month shall be charged.
What are the benefits of the Premium Current Account?
You can avail the following benefits:
- Minimum AMB of Rs 50,000.
- Free issuance of Demand Drafts up to 15 Lakhs per month
- Free 15 Payment Orders per month.
- Free E-Banking/ M-banking facility.
- Free cheque book facility (150 Leaves per year).
- Free Platinum/ World debit card
- Free cash deposit charges upto ₹ 2.00 lacs per day (Base/Non Base branch)
