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Product Details

  • No AMB (Average minimum balance) required
  • Free cash withdrawals over the counter: 04 withdrawals per month.
  • Eligible for Platinum Debit card with daily cash withdrawal limit of Rs.75, 000/ per day & POS / Merchant Usage of Rs.3, 00,000/- per day, plus 2 Airport longue access per quarter.
  • Free e-banking / m-banking facility.
  • Interest compounded quarterly and calculated on daily products.
  • 20 Cheque leaves free per year.
  • Nomination facility available.

Eligibility

  • Employees of State/Central Govt., Public Sector Undertakings, Autonomous
  • Bodies & reputed Private Institutions.

Documentation

  • Application Form duly filled in
  • Photograph of depositor/s (2 copies)
  • Officially Valid Documents as  per KYC Norms
  • PAN Card or Form 60 or 61
  • Authorization & Introduction from the concerned Drawing Disbursing Officer (DDO).
  • Identity proof issued by the Employer.

FAQ's

Who can open a Deluxe Salary Account with J&K Bank?
Deluxe Salary account can be opened by employees of State/Central Govt., Public Sector Undertakings, Autonomous Bodies & reputed private Institutions.

What is the minimum Average Quarterly Balance required to be maintained?
No AMB (Average minimum balance) required.

What are the benefits of the Deluxe Salary Account?

You can avail the following benefits:

  • Free cash withdrawals over the counter: 04 withdrawals per month
  • Eligible for Platinum Debit card with daily cash withdrawal limit of Rs.75, 000/ per day & POS / Merchant Usage of Rs.3, 00,000/- per day, plus 2 Airport longue access per quarter.
  • Free e-banking / m-banking facility.
  • Interest compounded quarterly and calculated on daily products.
  • 20 Cheque leaves free per year.