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Features

  • No Minimum AMB required.
  • No penal charges for non-maintenance of balance in account.
  • Free e-banking / m-banking facility.

Eligibility

  • All pensioners of Union Territories of J&K and Ladakh Govt. Departments, Govt. Undertakings/Corporations, etc.

Documentation

  • Application Form duly filled in.
  • Full KYC  
  • PAN Card or Form 60/61
  • PPO from the concerned Treasury Officer.