Product Details
- Minimum AMB of Rs 5, 00,000.
- Free Cheque Book facility (Unlimited).
- Free issuance of Demand Drafts/Duplicate DDs
- Free Collection of Bills upto Rs 10 lacs /month.
- Free 50 Pay Orders per month.
- Free collection of local/ outstation cheques (own bank)
Eligible for Free Platinum/ World debit card. No annual/renewal charges.
Daily Platinum Debit Card transaction limits:
Cash Withdrawal: Rs.75,000/ per day & POS / Merchant Usage: Rs.3,00,000/- per day. Plus 2 Airport longue access per quarter.
Daily World Debit Card transaction limits:
Cash Withdrawal: Rs.1,00,,000/ per day & POS / Merchant Usage: Rs.5,00,000/- per day. Plus 4 Airport longue access per quarter.
- Nomination facility available.
- Free RTGS/ NEFT Facility.
- Free E-banking/m-banking facility.
- Free cash deposits up to ₹ 10.00 lacs per day (Base/Non Base branch) (Maximum limit for Non-base Branch is ₹5.00 lacs)
Eligibility
- Individuals-Single Accounts.
- Joint Accounts.
- Sole Proprietorships, Partnerships, HUFs.
- Limited Companies
- Associations, Clubs, Societies, Trusts etc.
Documentation
- Application Form duly filled in.
- Photograph of depositor/s (2 copies)
- Officially valid documents.
- PAN Card / Form 60.
- Partnership deed/ MOA, AOA, Certificate of Incorporation, as applicable.
- Related documents for HUF, Associations, etc.
- Other documents like Registrations, etc.
FAQ's
Who can open a Platinum Current Account with J&K Bank?
Platinum Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.
What is the minimum Average Monthly Balance required to be maintained?
The minimum AMB required to be maintained is Rs 5,00,000/= below which Rs 4000/ plus GST per month shall be charged.
What are the benefits of the Platinum Current Account?
You can avail the following benefits:
- Free issuance of Demand Drafts/ duplicate DDs
- Free Cheque Book facility (Unlimited).
- Free Collection of Bills upto Rs 10 lacs /month.
- Free 50 Pay Orders per month.
- Free inter branch funds transfer.
- Free collection of local/ outstation cheques(own bank)
- Nomination facility available.
- E-banking / m-banking facility available.
- Free Platinum/ World debit card. No annual/renewal charges.
- Free cash deposit charges upto ₹ 10.00 lacs per day (Base/Non Base branch)
