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J & K Bank Pink Platinum Saving Scheme for Women

  • Minimum Average Monthly Balance (AMB)
    • Rs.500000=00 (Rs.Five lacs)
      AMB Non-maintenance Charges Per Month Rs.2500/= Plus GST per month
  • Cash Withdrawal at Business Unit
    • 5 withdrawals per month free
      Thereafter Rs.20.00 shall be charged per cash withdrawal
  • Cash Deposit Charges
    • Base Business Unit free
      Non-Base Business Unit :
      • Up to Rs.10 Lacs or 5 transactions  free
      • Thereafter normal service charges shall be recovered.
  • Debit Card ( World/Platinum) Issuance Charges

    • Free
    • Annual /Qtly/ renewal charges: Free

    Daily Platinum Debit Card transaction limits:

    Cash Withdrawal: Rs.75,000/ per day & POS / Merchant Usage: Rs.3,00,000/- per day. Plus 2 Airport longue access per quarter.

    Daily World Debit Card transaction limits:

    Cash Withdrawal: Rs.1, 00, 000/ per day & POS /Merchant Usage: Rs.5, 00,000/- per day. Plus 4 Airport longue access per quarter

  • Credit Card
    • Platinum Credit Card with limit up to Rs.800000/= (Rupees Eight Lacs) subject to eligibility.
      Credit Card Issuance charges Nil
  • Locker Rent
    • One medium / small size locker free (subject to availability of lockers)
  • Cheque Book
    • Free
  • Demand Draft unlimited
    • Free
  • Payment Orders unlimited
    • Free
  • Cheque Collection Charges
    • Free
  • Insurance Cover:                                         
    • Free Accidental Death Insurance Cover of Rs.5000000.00 Lacs (Rupees Fifty Lacs only).
  • Age eligibility for accidental death insurance cover:  
    • 18 to 65 years

J & K Bank Pink Gold Saving Scheme for Women

  • Minimum Average Monthly Balance (AMB)
    • Rs.100000=00 (Rs.One lacs)
      AMB Non-maintenance Charges Per Month Rs.700/= Plus GST per month
  • Cash Withdrawal at Business Unit
    • 5 withdrawals per month free
      Thereafter Rs.20.00 shall be charged per cash withdrawal
  • Cash Deposit Charges
    • Base Business Unit free
      Non-Base Business Unit :
    • Up to Rs.3 Lacs or 3 transactions  free
    • Thereafter normal service charges shall be recovered.
  • Debit Card ( World/Platinum) Issuance Charges

    • Free
    • Annual /Qtly/ renewal charges: Free

    Daily Platinum Debit Card transaction limits:

    Cash Withdrawal: Rs.75,000/ per day & POS / Merchant Usage: Rs.3,00,000/- per day. Plus 2 Airport longue access per quarter.

    Daily World Debit Card transaction limits:

    Cash Withdrawal: Rs.1, 00, 000/ per day & POS /Merchant Usage: Rs.5, 00,000/- per day. Plus 4 Airport longue access per quarter

  • Credit Card
    • Credit Card Issuance charges Nil
      Platinum Credit Card with limit up to Rs.500000/= (Rupees Five Lacs) subject to eligibility.
  • Locker Rent
    • 50% Rebate on rent of One Small Size Locker (Subject to availability of Lockers).
  • Cheque Book
    • 200 leaves per annum: Free. 
      Thereafter normal service charges shall be recovered.
  • Demand Draft unlimited
    • Rs.5000000/= (Rupees Fifty Lacs) per month Free.
  • Payment Orders
    • 30 numbers Free per month
  • Cheque Collection Charges
    • Free
  • Insurance Cover:                                         
    • Free Accidental Death Insurance Cover of Rs.2500000.00 Lacs (Rupees Twenty five Lacs).
  • Age eligibility for accidental death insurance cover:  
    • 18 to 65 years

J & K Bank Pink Silver Saving Scheme for Women

  • Minimum Average Monthly Balance (AMB)
    • Rs.25000=00 (Rs.Twenty Five Thousands)
      AMB Non-maintenance Charges Per Month Rs.150 Plus GST per Rs.5000 of the shortfall or Rs.750 plus GST whichever is lower
  • Cash Withdrawal at Business Unit
    • 5 withdrawals per month free
      Thereafter Rs.20.00 shall be charged per cash withdrawal
  • Cash Deposit Charges
    • At Base Business Unit as well as Non-Base Business Unit :
    • Five transactions or Rs.10.00 Lacs per month (Maximum)
    •  Thereafter normal service charges shall be recovered.
  • Debit Card (Platinum/ World) Issuance Charges

    • Free for Platinum Debit card.
    • Annual /Qtly/ renewal charges: Applicable as per existing guidelines.

    Daily Platinum Debit Card transaction limits:

    Cash Withdrawal: Rs.75,000/ per day & POS / Merchant Usage: Rs.3,00,000/- per day. Plus 2 Airport longue access per quarter.

    Daily World Debit Card transaction limits:

    Cash Withdrawal: Rs.1, 00, 000/ per day & POS / Merchant Usage: Rs.5, 00,000/- per day. Plus 4 Airport longue access per quarter

  • Credit Card
    • Credit Card Issuance charges Nil
  • Cheque Book
    • Free 50 leaves per annum
      Thereafter normal service charges shall be recovered.
  • Demand Draft Issuance Charges
    • Nil up to Rs.1000000/= (Rupees Ten Lacs) per month
  • Payment Orders
    • 10 numbers Free per month
  • Cheque Collection Charges
    • Free
      NEFT/RTGS (initiated by the customer through E-banking & M-pay Free)
      Free
  • Insurance Cover:                                         
    • Free Accidental Death Insurance Cover of Rs. 500000.00 Lacs (Rupees Five Lacs).
  • Age eligibility for accidental death insurance cover:  
    • 18 to 65 years

J & K Bank Pink Silver Saving Salary Scheme for Women

  • Minimum Average Monthly Balance (AMB)
    • Rs.25000=00 (Rs.Twenty Five Thousands)
      AMB Non-maintenance Charges Per Month Rs.150 Plus GST per Rs.5000 of the shortfall or Rs.750 plus GST whichever is lower.
  • Cash Withdrawal at Business Unit
    • 5 withdrawals per month free
      Thereafter Rs.20.00 shall be charged per cash withdrawal
  • Cash Deposit Charges
    • At Base Business Unit as well as Non-Base Business Unit :
    • Five transactions or Rs.10.00 Lacs per month (Maximum)
    •  Thereafter normal service charges shall be recovered.
  • Debit Card (Platinum/ World) Issuance Charges

    • Free for Platinum Debit card.
    • Annual /Qtly/ renewal charges: Applicable as per existing guidelines.

    Daily Platinum Debit Card transaction limits:

    Cash Withdrawal: Rs.75,000/ per day & POS / Merchant Usage: Rs.3,00,000/- per day. Plus 2 Airport longue access per quarter.

    Daily World Debit Card transaction limits:

    Cash Withdrawal: Rs.1, 00, 000/ per day & POS / Merchant Usage: Rs.5, 00,000/- per day. Plus 4 Airport longue access per quarter

  • Credit Card
    • Credit Card Issuance charges Nil
  • Cheque Book
    • Free 50 leaves per annum
      Thereafter normal service charges shall be recovered.
  • Demand Draft Issuance Charges
    • Nil up to Rs.1000000/= (Rupees Ten Lacs) per month
  • Payment Orders
    • 10 numbers
  • Cheque Collection Charges
    • Free
  • NEFT/RTGS (initiated by the customer through E-banking & M-pay Free)
    • Free
  • Insurance Cover:                                         
    • Free Accidental Death Insurance Cover of Rs. 500000.00 Lacs (Rupees Five Lacs).
  • Age eligibility for accidental death insurance cover:  
    • 18 to 65 years