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Product Details

  • Minimum AMB of Rs. 5000/=
  • Free cash withdrawals over the counter: 04 withdrawals per month.
  • Eligible for Platinum Debit card with daily cash withdrawal limit of Rs.75, 000/ per day & POS / Merchant Usage of Rs.3, 00,000/- per day, plus 2 Airport longue access per quarter.
  • Free e-banking / m-banking facility.
  • Interest is calculated on the daily product basis and compounded quarterly. 
  • 20 Cheque leaves free per year.
  • Nomination facility available.

Eligibility

  • Resident Individuals (sole or joint account)
  • Hindu Undivided Families.
  • Minors above the age of 10 years are eligible to open self operated minor account and an ATM/Debit card can be issued to the Minor.

Documentation

  • Application Form duly filled in
  • Photograph of depositor/s (2 copies)
  • Officially Valid Documents as  per KYC Norms
  • PAN Card or Form 60 or 61
  • Any other related document applicable to Minors, etc.

FAQ's

  • Who can open a Deluxe Savings Account with J&K Bank?
    Deluxe Savings account can be opened by individuals, either singly or jointly, Parents/ Guardians on behalf of minors, literate minors above 10 years who can sign regularly, and organizations, entities, etc allowed by RBI.
  • What is the minimum Average Monthly Balance required to be maintained?
      Minimum AMB is Rs. 5000/=
  • What are the benefits of the Deluxe Savings Account?
  • Free cash withdrawals over the counter: 04 withdrawals per month.
  • Eligible for Platinum Debit card with daily cash withdrawal limit of Rs.75, 000/ per day & POS / Merchant Usage of Rs.3, 00,000/- per day, plus 2 Airport longue access per quarter.
  • Free e-banking / m-banking facility.
  • 20 Cheque leaves free per year.