Product Details
- Minimum AMB of Rs 2, 50,000.
- Free issuance of Demand Drafts up to Rs. 50 Lakhs per month
- Free Collection of Bills upto Rs.5 lacs /month.
- Free 30 Payment Orders per month
- Free collection of local/ outstation cheques (own bank)
- Free cheque book facility (300 Leaves per year).
Eligible for Free Platinum/ World debit card. No annual/renewal charges.
Daily Platinum Debit Card transaction limits:
Cash Withdrawal: Rs.75,000/ per day & POS / Merchant Usage: Rs.3,00,000/- per day. Plus 2 Airport longue access per quarter.
Daily World Debit Card transaction limits:
Cash Withdrawal: Rs.1,00,,000/ per day & POS / Merchant Usage: Rs.5,00,000/- per day. Plus 4 Airport longue access per quarter.
- Free cash deposits up to ₹ 5.00 lacs per day (Base/Non Base branch)
Eligibility
- Individuals-Single Accounts.
- Joint Accounts.
- Sole Proprietorships, Partnerships, HUFs.
- Limited Companies
- Associations, Clubs, Societies, Trusts etc.
Documentation
- Application Form duly filled in.
- Photograph of depositor/s (2 copies)
- Officially valid documents.
- PAN Card / Form 60.
- Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
- Related documents for HUF, associations, etc.
- Other documents like Registrations, etc.
FAQ's
Who can open a Gold Current Account with J&K Bank?
Gold Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.
What is the minimum Average Monthly Balance required to be maintained?
The minimum AMB required to be maintained is Rs 2,50,000/= below which Rs 2000/ plus GST per month shall be charged.
What are the benefits of the Gold Current Account?
You can avail the following benefits:
- Free collection of bills (up to Rs. 5 lakhs/ month).
- Free issuance of DD’s up to 50 Lakhs/month
- Nomination facility available.
- E-banking/m-banking facility available.
- Free RTGS/NEFT facility.
- Free cheque book facility (300 Leaves per year).
- Free Platinum/ World debit card. No annual/renewal charges.
- Free cash deposit charges up to ₹ 5.00 lacs per day (Base/Non Base branch)
